▌热点短视频 ▌公积金局今天宣布第三户头的细节，会员从5月11号开始就可以提出申请，获批后就能无条件提领，但可以拿多少？要怎么申请？这集懒人包一次通通告诉你！
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主持 | @Angelaangxinyi
#公积金局 #灵活户头 #第三户头 #EPF #KWSP
#发射热点 #84hotspot #热点短视频
更多新闻资讯看这里 ▹ https://xuan.com.my/hotspot
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NewsTranscript
00:00 The government has made you spend money, but you still spend your own money.
00:03 That's right, it's the third account of EPF.
00:06 The Public Funding Bureau announced today that from May 11,
00:09 the savings accounts of the regrouping members will change from two to three accounts.
00:13 The third account will be like a bank savings account.
00:16 Members under the age of 55 can withdraw at any time.
00:19 The minimum withdrawal amount is RMB 0.5.
00:21 How much money will be in the third account of EPF after it is opened?
00:25 Simply put, there will be two situations.
00:27 The first situation is that the amount will start from zero.
00:29 Then, every month, from the pension deducted from your salary and the pension paid by the employer,
00:34 10% will be in the third account,
00:36 75% will be in the first account,
00:38 and the remaining 15% will be in the second account.
00:42 For example, if the pension you pay every month is RMB 1,000,
00:45 then RMB 100 will be automatically saved in the third account.
00:48 As long as you need it, you can withdraw it at any time.
00:50 The second situation is that you can get it after May 11.
00:55 The Public Funding Bureau announced that from May 11 to August 31,
00:58 within three months, members have a one-time choice to transfer the money from the second account to the third account.
01:04 However, if you want to transfer the money to the third account for free,
01:08 it is also conditional to transfer as much money as you can.
01:10 If your second account has a deposit of more than RMB 3,000,
01:13 then you can transfer one-third of the money from the second account to the third account.
01:18 For example, if a person's second account has RMB 30,000,
01:21 then he can transfer one-third, that is, RMB 10,000, to the third account.
01:25 Members can apply online through the KWSB website
01:29 or go to the branch office of the National Public Funding Bureau.
01:31 But the Public Funding Bureau reminds that members only have one chance
01:34 to transfer the money to the third account within the three-month deadline.
01:38 Once you make a choice, you can't cancel it.
01:40 If you don't want to change the current situation, you can choose to stay put.
01:44 But the Public Funding Bureau will help you automatically establish a third account.
01:47 After May 11, there will be no deposit in it.
01:50 Only when you deposit the new pension will you be allocated 10% to your third account.
01:55 Now that you have a third account,
01:57 EPF members can take and receive as they wish unconditionally.
02:00 The liquidity is so high.
02:01 Will it affect the annual interest rate of the Public Funding Bureau?
02:05 For this doubt,
02:06 EPF CEO Mozu Kanan explained early on
02:10 that the interest of the three public funds accounts is the same.
02:13 Don't worry.
02:14 But he does not rule out that there may be changes in the future.
02:17 In any case, the Public Funding Bureau still encourages members
02:19 not to raise funds at will.
02:21 Because EPF deposits are very important to retirees.
02:25 Are you satisfied with the latest arrangements of the Public Funding Bureau?
02:28 Will you transfer the money from the second account to the third account?
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