Menjaga Potensi dan Risiko Fintech Lending Saat Ramadan

  • 6 months ago
Otoritas Jasa Keuangan menyebutkan momentum bulan puasa dan lebaran tahun ini berpotensi mendongkrak kinerja penyaluran kredit industri Fintech Peer To Peer Lending. Bahkan, data pertumbuhan outstanding pembiayaan Fintech Peer To Peer Lending di bulan Januari 2024 menunjukkan tren pertumbuhan positif menjadi 18,40% persen secara tahunan. Sedangkan pada Desember 2023 tercatat tumbuh 16,67% secara tahunan.

Adapun, tingkat risiko kredit macet secara agregat (TWP-90) industri Fintech Peer To Peer Lending di Januari 2024, juga tercatat dalam kondisi terjaga yaitu di posisi 2,95%. Sedangkan, pada Desember 2023 tercatat 2,93%.

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