NaBFID Chairman K V Kamath's Strategy For Large Banks | NDTV Profit - video Dailymotion

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What is KV Kamath's strategy for large banks?   #NaBFID Chairman in conversation with Tamanna Inamdar.   Watch the whole interview: https://bit.ly/49Cz40H

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00:00 What would be your strategy right now if you were running a large one?

00:03 I would say that the key growth area for me would be retail, because that customer is still with me.

00:09 I've got the customer's deposit account, so I know the customer. I have to serve him better.

00:15 I can sell him a variety of products. I will earn fees doing that.

00:19 And I will, for the corporate, working capital, topping up needs, I will provide.

00:24 So there is a large opportunity out there, but my mix of income will change.

00:28 It will not necessarily be driven by NIMS alone. The mix of income has to be driven by fees also,

00:35 because I have a franchise, the deposit franchise, covering a large number of customers.

00:42 I need to see how I could serve it better. And in all this, my key is going to be technology,

00:48 because it will then also enable me to take out costs.

00:51 That's how I keep the bank buoyant and ready for the future.

00:55 [Music]

NaBFID Chairman K V Kamath's Strategy For Large Banks | NDTV Profit

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