00:00 Buffett shared in his book that the poor are very generous in terms of spending money, and are you generous?
00:05 Let's see what the ancient gods think is unnecessary spending.
00:07 1. Smoking
00:08 Smoking is a high-priced habit, not only the price of cigarettes, but also the health impact.
00:13 2. Health care
00:14 Should choose a simple and effective way to maintain, rather than overuse or casually fall in love with new products.
00:19 3. Have a simple breakfast
00:20 Simplify your meal, and protect the important things that come to mind.
00:23 4. Pursue the latest electronic products
00:25 New electronic products are always attractive, but functionality should be more important.
00:30 Evaluate whether you need to buy the latest electronic products.
00:32 5. Transportation
00:33 Choose the most economically affordable way, buy affordable vehicles, and safely deport.
00:37 6. Subscription project
00:38 Your subscription project is temporarily suspended, and there is no longer any viewing, or even no value content.
00:43 7. Credit card
00:44 Credit cards are very convenient, but if you can't pay for the card fee every month, the high interest rate will make you suffer.
00:49 If you are rich, you don't have to worry about finance.
00:52 If you are clearly making money at work, but your spending habits are not balanced, then your spending habits are out of order.
00:57 (whooshing)
00:57 (clicking)
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