เบี้ยประกัน 'วินาศภัย' จ่อทะลุ 3 แสนล้าน

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00:00 Thai insurance policy.

00:02 There are still growing trends.

00:05 It is estimated that the value of next year's insurance policy

00:09 will exceed 300 million baht.

00:11 There are many factors,

00:13 especially the growth of the sales of electric vehicles or EVs.

00:18 This is what the Thai Insurance Association Chairman,

00:21 Somphorn Sirtawinkul, said.

00:24 The growth of the insurance policy in the next year,

00:30 should grow 5-6%.

00:32 The total insurance policy is 315 billion baht

00:38 to 339 billion baht.

00:41 It is influenced by many factors,

00:44 especially the sales of electric vehicles or EVs.

00:47 The adjustment is increasing continuously.

00:49 The government may see sales exceed 100,000 units.

00:54 The public is more interested in health insurance.

00:59 Due to the increase in the cost of hospitalization,

01:02 the number of tourists has increased by more than twice.

01:07 This will make the business grow well in the next year.

01:11 How is the picture of this year?

01:13 This year is still quite good.

01:16 The growth of the insurance policy is 4-5%.

01:19 The total insurance policy is 285,080 billion baht

01:24 to 287,800 billion baht.

01:28 The insurance policy of almost all countries

01:30 has increased as the economy has recovered.

01:34 The government has changed.

01:36 The number of sales of electric vehicles has increased.

01:39 Including tourism,

01:41 both domestic and foreign countries have also increased.

01:44 The insurance policy of this year

01:47 is based on the data from the past 9 months.

01:50 The insurance policy may increase by 5%.

01:54 We have calculated the GDP growth

01:57 by using the data from the National Economic Development Association

02:01 and the National Society of Thailand.

02:05 We have calculated that the insurance policy

02:08 may increase by 5-6% in the next year or in 2065.

02:12 This is about 1.5 times of the GDP growth of Thailand.

02:17 Another interesting point is the case of the insurance policy.

02:21 After the middle east collapsed,

02:23 the order to restore the business was cancelled.

02:26 This resulted in the power of control

02:29 returning to the board of directors

02:32 and supporting the implementation of the insurance policy.

02:36 After this, the insurance policy

02:38 has 60 days to plan to increase the budget

02:42 as the budget is set.

02:44 The company is trying to find a way to solve the problem.

02:48 For example, the dismissal of employees

02:51 and other insurance companies.

02:53 In the future, there may be a partial removal of insurance

02:57 to be given to other insurance companies to manage.

03:00 If the insurance policy cannot increase the budget,

03:03 what will happen?

03:05 The company will be dismissed

03:08 and the balance of the insurance policy

03:11 which currently has around 30,000 baht

03:14 will be transferred to the insurance fund

03:17 which will increase the burden of the fund.

03:20 Currently, the fund has a debt burden of 50,000 baht.

03:24 If the fund is increased by 30,000 baht,

03:26 it will be 80,000 baht.

03:28 This may cause a problem

03:30 in the future of the debtor

03:32 or the insurer

03:34 because the current budget

03:36 is only 1,500 million baht.

03:39 As a member of the insurance fund,

03:43 we have had experience in 3-4 companies

03:46 that have been dismissed.

03:48 If it is necessary to go there,

03:51 I firmly believe that the members of the insurance fund

03:54 will come to work together

03:56 on the insurance policy

03:58 that will still be used by the customers of the insurance company

04:01 of the people.

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