- 3 years ago
八点最热报 | 大马中小企业公会总会长陈芳心和大马厂商联合会总会长苏添来受访时都说，财案给微型及中小型企业提供总额高达440亿令吉的贷款及融资担保，以及各种微型贷款、创业基金和数字化转型补助金，都是好消息。 （主播：梁宝仪）
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00:00 Before watching the video, I remind you that there is more content on the Hotpoint website.
00:03 The budget for fiscal year 2024 is out.
00:07 As mentioned in our report yesterday,
00:09 the country is standing on a high platform,
00:11 and the country wants to expand taxation.
00:13 At the same time, it also needs to be reasonable.
00:15 Prime Minister and Finance Minister An Hua
00:17 have promoted a non-sugar and bitter
00:20 "Coffee or Gossam" budget for the people.
00:22 However, not everyone is drinking non-sugar black coffee.
00:25 The small and medium-sized enterprises' bosses
00:30 have added condensed milk to their products.
00:33 The coffee is sweet and delicious.
00:36 The small and medium-sized enterprises' bosses
00:39 have admitted that
00:40 the budget is taking special care of them.
00:44 The Chairman of the Democratic Small and Medium-sized Enterprises Association,
00:46 Chen Fangxing,
00:46 and the Chairman of the Democratic Union of Manufacturers,
00:48 Su Tianlai,
00:49 all think that
00:50 the budget is kind to small and medium-sized enterprises.
00:53 In addition to providing a total of
00:56 4.4 billion yuan in loans and financing guarantees for small and medium-sized enterprises,
01:01 the government has also allocated 7.2 billion yuan
01:04 to encourage women and young people to start a business.
01:07 The state-owned enterprises have also provided
01:08 9 billion yuan in loan funds
01:10 to encourage small and medium-sized enterprises to automate and digitalize their transformation.
01:14 In addition,
01:14 the government's next fiscal year
01:16 will also allocate 6.8 billion yuan
01:18 to promote training in job training.
01:21 The government attaches great importance to training in human resources
01:23 and will also promote the "one more floor higher" of our industrialization.
01:27 The government has specially added sugar and sweetened milk
01:31 to small and medium-sized enterprises
01:35 to provide financing,
01:37 start-up funds,
01:38 and digitalized subsidy funds for small and medium-sized enterprises
01:41 in this budget-tightening budget.
01:43 The government is absolutely right this time.
01:47 Because in the entire social and economic development,
01:49 small and medium-sized enterprises are the most important driving force.
01:53 Many small and medium-sized enterprises
01:54 are most difficult to start a business
01:56 because they do not have funds
01:58 and need to borrow money to finance.
01:59 At this difficult time,
02:02 the government has been the most powerful backer of entrepreneurs
02:05 and has provided them with the right amount of loans and financing.
02:08 According to data,
02:11 the financing gap between small and medium-sized enterprises
02:12 and micro-sized enterprises in China
02:15 is estimated to reach 90 billion yuan.
02:18 Many enterprises faced difficulties in obtaining loans
02:20 in the early stages of their start-up.
02:23 Therefore, the government has increased the loans
02:26 and financing guarantees of small and medium-sized enterprises to 4.4 billion yuan.
02:30 This is the key driving force for small and medium-sized enterprises
02:32 to develop their business and grow.
02:35 I am very happy this time.
02:38 How can I say I am happy?
02:39 If you are a small and medium-sized business owner,
02:43 you will see that they are all helping to do business.
02:46 In the first year, the government has provided 4.4 billion yuan
02:49 to small and medium-sized enterprises.
02:51 It is quite good.
02:52 In the budget for 2024,
02:55 the government will still prepare
02:58 about 4.4 billion yuan in loans and benefits
03:04 for micro- and small-sized enterprises.
03:09 In addition, the government has also prepared
03:13 about 9 billion yuan
03:14 to help small and medium-sized enterprises
03:19 transform from state-owned enterprises to large- and small-sized enterprises.
03:23 In addition, the budget
03:26 also has about 100 million yuan
03:29 for micro- and small-sized enterprises.
03:30 The government will apply for 5,000 yuan per company
03:34 to help them transform.
03:37 In the budget for 2024,
03:38 compared to ordinary people,
03:40 the government is not only poor, but also poor.
03:42 Small and medium-sized enterprises and small and medium-sized manufacturers
03:45 drink a cup of coffee with sugar and sweetened milk.
03:48 Everyone is happy to drink it.
03:50 The chairman of the SME Association, Chen Fangxin,
03:53 and the chairman of the United Nations General Assembly, Su Tianlai,
03:55 said in an interview
03:57 that the budget provides
03:59 a total of 4.4 billion yuan in loans and financing guarantees
04:02 for micro- and small-sized enterprises,
04:04 as well as various micro- and small-sized loans,
04:05 entrepreneurial funds and digital transformation subsidies.
04:08 These are good news
04:11 for small and medium-sized enterprises.
04:13 Economists and commentators agree
04:15 that the financing difficulties of small and medium-sized enterprises
04:17 need the support of the government.
04:19 This proposal really helps small and medium-sized enterprises.
04:23 In fact, the government has also provided a lot of help
04:26 to small and medium-sized enterprises.
04:28 It also provides the so-called start-up capital.
04:32 That is, small and medium-sized enterprises
04:34 can borrow money from the government
04:35 to start their business.
04:37 They can borrow money from the government for low interest and no interest.
04:39 In fact, the government has grasped this right.
04:42 Because many entrepreneurs need to start from a small scale,
04:45 so when the government gives a certain amount of help at the beginning,
04:47 that is necessary.
04:48 We need to know that in the market economy,
04:51 entrepreneurs are the most important driving force,
04:54 not the government.
04:55 Many people think that the government is very important.
04:56 In fact, the most important thing for the government
04:58 is that it plays a very important role in subsidies.
05:02 In terms of financing,
05:02 because we have done some research,
05:04 most of the small and medium-sized enterprises in Malaysia
05:08 still have the biggest problem of financing.
05:10 The gap is estimated to be around
05:13 RMB 90 billion.
05:15 That is the financing gap.
05:17 Because large companies can go public,
05:19 they can issue bonds,
05:21 they can bank for financing.
05:23 So it is more difficult for small and medium-sized enterprises.
05:25 But this time I saw
05:26 that they may start to actively
05:28 expand the financing platform.
05:31 In addition to providing more financing convenience and channels,
05:36 Professor Xiao Saizi, assistant professor of economics at the University of Nottingham, also mentioned that
05:39 the government's budget for small and medium-sized enterprises in 2024
05:43 has been from providing scholarships and helping digital transformation in the past
05:47 to encouraging small and medium-sized enterprises to participate in HGHV,
05:52 that is, a high-growth, high-value industry,
05:54 hoping to increase the personal income of small and medium-sized enterprises and employees
05:58 and pave the way for Malaysia to become a high-income country.
06:01 I think a very big change has occurred this year,
06:04 which is that the government has started to encourage small and medium-sized enterprises
06:08 to receive scholarships or to encourage them to do digital transformation.
06:12 I hope they can also actively participate in HGHV,
06:16 that is, a high-growth, high-value industry.
06:19 They can apply for a fund of nearly RMB 1.5 billion
06:21 like other companies.
06:26 I think the most important reason behind this is that
06:28 instead of constantly giving you some financial support
06:31 or direct support,
06:33 why don't I let you participate in those industries
06:36 with better prospects, high returns and high profits,
06:40 and share a cup of coffee with the big companies
06:43 in the market?
06:45 I think the most important point of this transition is that
06:47 small and medium-sized enterprises have provided
06:49 many, many people with job opportunities and jobs in Malaysia.
06:53 Small and medium-sized enterprises have always been
06:55 the main economic support of Malaysia,
06:57 accounting for 97% of the total number of enterprises in our country,
07:00 and it is more relevant to the stability of the job market.
07:03 Chairman of the SMEs,
07:05 Mr Chen Fangxin,
07:06 believes that under the current situation
07:08 where the national economy is being overtaken by neighboring countries in Southeast Asia,
07:11 small and medium-sized enterprises must do well
07:14 in order to drive the country's job market and economic growth.
07:17 SMEs account for about 97% of the total number of enterprises in the country.
07:22 SMEs are the economic pillars of the country.
07:25 If you don't help these small and medium-sized enterprises,
07:28 whether it's SMEs or small and medium-sized enterprises,
07:31 how can the country's economy grow?
07:33 Look, now Vietnam, Indonesia, and Thailand are all rising.
07:38 We are now behind.
07:40 A few years ago, or even 10 years ago,
07:42 Malaysia was always at the top.
07:45 Singapore is now Malaysia.
07:47 Singapore is now Vietnam, Thailand, and Indonesia.
07:50 We have fallen so much.
07:52 So we must stimulate business people.
07:56 If you are a business person, you have income.
07:58 The country has income in two years.
08:01 China has more than 1 million small and medium-sized enterprises.
08:08 The GDP of China contributes nearly 40% of the total GDP every year.
08:12 It can be said to be the economic lifeblood of the country.
08:15 Chairman of the SMEs,
08:17 Mr Chen Fangxin,
08:18 believes that the small and medium-sized enterprises are regrettable.
08:21 The bill does not mention
08:22 the Maltreat, the Maltreat, the Maltreat,
08:24 which helps small and medium-sized enterprises develop international markets
08:28 and move towards international subsidies.
08:30 The founder of the New Fund, Zhang Guolin, also believes
08:33 that the current economic situation in the world is unstable,
08:35 and is facing a period of great transformation.
08:38 The government needs to provide greater funding
08:40 to guide small and medium-sized enterprises to become more international.
08:45 The World Economic Forum (WFOR)
08:46 The World Economic Forum (WFOR) is a joint venture between the World Economic Forum and China.
08:49 The World Economic Forum (WFOR) is a joint venture between the World Economic Forum and China.
08:53 The World Economic Forum (WFOR) is a joint venture between the World Economic Forum and China.
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