What does top-up mean? Top-up in a Health Insurance plan refers to the extra cover that is added to the original method.
Why would you need a top-up? -To increase the Health Insurance coverage without the need of paying a higher premium - To acquire adequate protection that the standard Health Insurance policy is failing to provide.
Benefits of Health Insurance top-ups - High coverage within a cost-effective premium. - Various tax benefit options. - Continuous premium from 61 years and includes pre & post-hospitalization expenditures. - No medical test until 55 years only as long as the policyholder does not have any record of pre-existing illness. - A few Health Insurance providers guarantee a response within 6 hours for every cashless claim. - By selecting a two-year policy, the applicant is offered a discount of 5%.
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