There is a lot of division amongst bankers. First, the consortium leader may not be Union Bank of India anymore; Union Bank has been doing it because it was the oldest lenders and in a way DHFL originated out of Union Bank but the biggest lender is State Bank of India (SBI) with about Rs 11,000 crore of exposure to DHFL. So the consortium leadership will pass just as SBICaps has now become the advisor.
