In India, Everything Can Be Delivered (Except Clean Air) One big hurdle, though, is that even a basic Android smartphone starts at about $50, which is still out of reach for a lot of people. Cellphone service in India is still spotty, so I carry one iPhone and one Android, with SIM cards for India’s three biggest carriers and power banks to recharge them both. With so many major banks here, there is also an emerging scene of so-called fintech companies that are trying to apply technology to disrupt traditional financial services.