http://www.YaleRoth.com I shot a new video post answering the top FAQ question: "How Do I Know Whether It Makes Sense To Refinance My Mortgage"? The video is very informative and lasts about 3 minutes. Go to http://www.YaleRoth.com and take a look! Yale Roth is a FHA Mortgage and Credit Repair Specialist. Call Yale at 561-350-7684 with any mortgage/credit related questions.