It’s interesting to me that so many people are afraid of P2P lending platforms, yet they’re more than willing sign up for – and max out – credit cards. Credit cards that are fleecing America. I think the fear stems from many factors, but the biggest issue is that p2p lending is relatively new to the marketplace, and anything new makes investors wary. Many people have quite a few fears in common, however. Let’s look at some of the issues would-be investors have with the online peer-to-peer lending model and the truth to put those fears to bed.