Over the last few weeks, the world has watched as some of the best-known brand names in US capitalism have either crumbled or been bailed out by taxpayers. You could be forgiven for thinking that the financial crisis is all about men in suits, whether on Wall Street or in Washington. But the meltdown did not begin on Wall Street and it did not begin just a few weeks ago. It has been building for years as US workers have struggled with stagnant wages and rising costs - whether for housing, fuel or health care. For the past year, Inside USA has been following those stories.