American baccarat , punto banco
In the United States, Canada, Australia a variation of baccarat is played in which the casino banks the game at all times. Players may bet on either the player ,a tie or the banker , which are merely designations for the two hands dealt in each game.
The cards are dealt face down, one to the Player first, then to the Banker; Player then Banker again. This is the initial deal consisting of two cards each. Both cards in each hand are then turned over and added together and the croupier calls the total . From this position the 'Tableau' or table of play is used to determine if further cards need to be drawn. Depending on the two hands, the Player and Banker may draw a single card or stand pat. The hand with the highest total wins more on American baccarat click here or cut and paste to your browser http://baccarat-systems.com/american-baccarat.html
for more on baccarat look here http://www.baccarat-systems.com