A NetSpend Prepaid Card is your ticket to a faster, hassle-free way to manage your money. It puts you in control because it's powered by your cash. It is also often a cheaper alternative to costly credit cards and bank accounts. There are no finance charges, no credit card debt, no minimum balance, no credit bureau check and no surprises! You can also add up to three NetSpend Cards to your NetSpend Card account for friends or family members.