-- Many people have adopted a frugal lifestyle lately to help them adjust to today's difficult economic conditions. They've trimmed their budget, adjusted their spending, and taken steps to maximize their earnings. In order to avoid the temptation to overspend, some have opted to close their old or unused credit cards. Although this seems like a logical approach, closing credit cards can actually have a negative affect on your credit score. Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: Community Outreach Director, Thomas Fox. Distributed by Tubemogul.