I'm going to tell you something you may find absolutely shocking - if you have been injured by the carelessness of someone else or had an insurance claim denied, you may not need a lawyer. But do yourself and your loved ones a huge favor. Consider these important facts:

- Remember, an insurance company protects its money by denying claims. Understand that insurance companies are not there to help you - their first job is to help protect their insured and pay you as little money as possible.

- Also remember that there are time limits that control when a claim must be filed. Do not let anyone unnecessarily delay your case.

- Finally, critical evidence must often be obtained before it is destroyed or disappears. Accidents involving major injuries must be investigated immediately so we can obtain pictures of the street, surrounding conditions, vehicles, and injuries. Medical records are often altered or changed in an effort to protect the guilty. And, witnesses need to be identified and interviewed before they either forget what happened or the other side places doubt in their mind.

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