To begin, let me explain that I am not a programmer. That is considered a liability by some; although I have begun to wonder if it is not an asset. If you are like I was, you have spent a great deal of time on web sites only to discover that they are doing you little or no good. In addition, the cost of these projects can become backbreaking. And what happens if you need to make a change and you are dependent on a programmer? You must wait till the programmer is available and then pay for this additional service they provide. These are very heavy burdens for a struggling entrepreneur.