Graystone Mortgage has a lot of exciting options for homeowners that are looking to leverage a better position in their existing loan. For the past few decades, consumers have used refinance options as a means to get ahead in their financial standings. Many residents in the area of Sandy, Utah are exploring these options since property valuations have been favorable. While there are a lot of factors that drive these decisions, one of the common concerns is the rate at which the refinance is executed.