On day 93 of the NewsX NPA investigation, we bring to you case 44 VGS Design House Pvt Ltd. This case sheds light on the same aspect that we've highlighted case after case in our relentless campaign. It shows how there are multiple loopholes in the system but what it also prompts us to think is why are the businessmen afraid to take risks even in cases of smaller loans? Why do these small loans which should be coming back into the system, unable to find their way through? Let's have a look at the full report before we open up this discussion.