First time buyer but don't have much cash? I got some quick tips coming up next. Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. Whether you are recently married or a bachelor buying your first home, it can be difficult especially if you don't have much money. You will need to put down 20% of the home's value, but what most people don't know is that there is help for people who need it. There are FHA-insured mortgages, they assist people who have a low credit score and are first time buyers. They are much more affordable as conventional loan premiums because conventional loans factor in credit scores while FHA loan premiums do not. That's it for now….Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.