t’s painful to put your hard-earned money out there…not knowing if you’ll see gains…or never see it again. The only certainty is that prices go up, or they go down. And no one knows when. So if you’re taking the wild ride, it helps to understand market cycle. Cyclical patterns recur in all markets — stocks, bonds, money market, real estate. But the cyclical pattern in one asset class tends to work in opposition to what’s happening at the same time in another class. In other words, if bonds are going gangbusters, stocks may be wobbling. And just to reinforce the unpredictability of market cycles, there are also exceptions to THAT rule, when all the markets are strong - or weak – at the same time.