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    Woman Fights to Convince Bank She Is Alive

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    Geo Beats

    by Geo Beats

    3.1K
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    Apparently, proving you’re alive is not as easy as one would guess. Just ask Kimberly Haman of St. Louis, Missouri who has been trying for about a year now.

    Apparently, proving you’re alive is not as easy as one would guess. Just ask Kimberly Haman of St. Louis, Missouri who has been trying for about a year now.

    That’s how long she’s been classified as deceased by both Heartland Bank and Equifax and as a result has been denied a mortgage refinance and credit cards.

    The issue first presented in early February of 2013, shortly after Haman signed onto her parents account to assist them with handling their finances.

    Her subsequent application for a lower-rate mortgage was declined as her credit rating had slipped. Further investigation revealed that the drop in score was a result of her being listed as deceased.

    While that is a valid credit risk, Haman is very much alive.

    Ever since, she’s been trying to convey that to the bank and the bureau. In the many dealings she’s had with them she gets verbal assurances from time to time, and even a letter from her bank, but no official results.

    She has finally filed a lawsuit against both entities.

    In addition to helping Haman get her financial life back, her attorney hopes the case points out some of the bigger flaws with the credit reporting system.