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    Credit Report Error Results in $18.6M Judgment

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    Geo Beats

    by Geo Beats

    3.3K
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    Following years filled with unsuccessful attempts to get Equifax to fix their reporting errors, an Oregon woman was awarded 18.6 million dollars by a jury.

    Credit reports can impact pretty much every facet of our lives.

    Following years filled with unsuccessful attempts to get Equifax to fix their reporting errors, an Oregon woman was awarded 18.6 million dollars by a jury.

    Julie Miller became aware of the problem in December, 2009 when she was denied credit from a bank. The rejection was based on her Equifax report.

    Miller ordered a report and upon looking it over noticed an incorrect social security number, the wrong birthday, and some collection activity that wasn’t hers.

    She contacted Equifax about the problem in 2010 but was told she’d have to supply more information before they could proceed with her dispute.

    After a few more tries, the company acknowledged that her history had been combined with someone else’s. but said she’d have to take it up with the individual creditors.

    According to Miller, Equifax also ignored several of her requests to obtain additional copies of her credit report.

    By late 2011 she’d had enough and went to court.

    The case presented by her attorney was based on Miller’s inability to seek credit as well as issues of privacy and damage to her reputation.