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...Survey revealed a 30-year fixed-rate mortgage (FRM) average of 5.14 percent. The rate hasn't been lower since Freddie Mac started the survey in 1971. "Rates have been reasonably low for awhile, following earlier rate cuts toward the beginning of the year. That's good news for anyone who's in the market for a mortgage," Karpinski added. • (Sunriver Houses) The pressure of bidding wars is off. "Housing bubble or no housing bubble, you're not going to get bargain basement prices on, say, a cottage right on the ocean-but if you're willing to buy a few rows back, you'll likely find that prices have fallen substantially," notes Karpinski. "Because houses aren't flying off the shelf, there's less pressure on you to make a quick decision. You can afford to take your time, do your research, and refine your plan," she added. • (Sunriver Houses) Vacation rental demand is on. Economic pressures on travel budgets are forcing those who once travele...

...Survey revealed a 30-year fixed-rate mortgage (FRM) average of 5.14 percent. The rate hasn't been lower since Freddie Mac started the survey in 1971. "Rates have been reasonably low for awhile, following earlier rate cuts toward the beginning of the year. That's good news for anyone who's in the market for a mortgage," Karpinski added. • (Sunriver Houses) The pressure of bidding wars is off. "Housing bubble or no housing bubble, you're not going to get bargain basement prices on, say, a cottage right on the ocean-but if you're willing to buy a few rows back, you'll likely find that prices have fallen substantially," notes Karpinski. "Because houses aren't flying off the shelf, there's less pressure on you to make a quick decision. You can afford to take your time, do your research, and refine your plan," she added. • (Sunriver Houses) Vacation rental demand is on. Economic pressures on travel budgets are forcing those who once travele...