Merchant Data Systems was founded in 1997 on the principals of delivering outstanding service as well as a commitment to innovation and excellence with both our Merchants and Sales Partners. We are a full-service payment processing company offering a wide array of services to all business types including Credit Card Processing, Debit Card Processing, Automated Account Settlement, Check Guarantee, Electronic Check Conversion, Electronic Benefits Transfer, POS Equipment Sales & Leasing, 24/7 World Class Customer Service, an Award Winning Technical Help Desk, Merchant Cash Advances, Proprietary Gift Card and Loyalty programs as well as merchant-friendly PCI Compliance solutions.